NovelsAlex Chapter 315 etc. Chapter 313 Black Hearted Capitalist
Chapter 315 etc. Chapter 313 Black Hearted Capitalist
Chapter 315 etc. Chapter 313 Black Hearted Capitalist
"I'm going on a business trip at noon tomorrow. If there is still work that needs to be finished, I will thank you for your hard work." Yanxi once again handed over the heavy responsibility to Xiaoye.
But it was different from the past, this time it was an important task of hundreds of billions.
"Mr. Yan, where are you going on a business trip?" She smiled slightly.
"Chongcheng, is there anything I can help bring?"
She immediately waved her hand, this is her boss, a boss worth hundreds of billions, how dare she ask him to help bring things.
"Authentic hot pot base, do you need it?" He didn't give up lightly, and continued to ask cheekily.
"Uh...it shouldn't be necessary." She declined with a grin.
"What about the small noodles? Chongcheng's small noodles are special!"
"Uh... I'm afraid it's not easy to bring that."
He moved the stool closer to her, and said seriously: "Look, you have helped me so much recently, if you don't bring something, I will feel bad conscience.
Otherwise, how about some sausage and bacon?
The Spring Festival is coming soon, so we must eat some sausage and bacon during the New Year, right? "
People help him with so many things, so just deal with such a small favor?
stingy!
Xiaoye smiled wryly, nodded lightly and said, "Then you should bring a pack of hot pot ingredients, thank you."
"One pack? How is one pack enough?
Forget it, I'll look at it and buy it.
When I come back, I will find you and send you home directly.
I remember the road. "He actually had the cheek to go to someone's house.
She was flattered and rubbed her palms together, then hid her hands under the table and rubbed them hard on her knees.
Xiaoye lowered her head and nodded lightly, whispering, "Well, thank you."
After Chen Paowang moved out, he should be the first boy to come to the door.
But it's hard to tell whether the introverted Xiaoye really wants him to come to the door. After all, Yan Xi is usually jovial and carefree, and he is alone in the same room. What if something happens?
"Don't worry, I won't take advantage of others." He said with a playful smile.
Hearing these four words, her heart tightened.
Because this is not a simple four words of "taking advantage of others' danger", but the first love he once told her, which ended before it even started in high school.
"Oh." She blushed and kept pushing her glasses.
I can't tease her anymore, be careful of girlish feelings getting out of hand.
Yanxi stood up, straightened his clothes, coughed twice and said, "Let me see what they are busy with."
After finishing speaking, he walked to the frosted glass and tiptoed to the next door.
Next door were experts from one of the evaluation companies. There were three of them in total. Each of them held a calculator and clicked it non-stop.
The soundproofing effect of the room is very good, you can only see their mouths moving, but you can't hear anything.
It looks like it won't work out for a while.
Xiaoye raised the back of her hand to cover her mouth, and yawned quietly.
"To be busy with my business, you got up too early today? Go to sleep if you are sleepy, they are still early." He put his hands in his trouser pockets, wandering back and forth in the meeting room to kill time.
She nodded with a smile, put her head on one hand, closed her eyes, and began to rest quietly.
Seeing that she was really asleep, Yanxi took out his mobile phone, stuck out his tongue and secretly took a picture of her, whispering to himself: "What a cute little moe girl, I don't know what she would look like in a swimsuit."
After another half an hour, Xiaoxu returned to the meeting room with a lot of materials in his arms. Seeing Xiaoye resting, he tiptoedly put the materials on the table and made a low-pitched phone call.
One minute later, two boys carried a silver-gray paper shredder and put it behind the door.
"Boss Yan, your materials have been evaluated. We will destroy all these copies in front of you." Xiao Xu is quite particular, and knows how to keep privacy for clients.
Yanxi nodded, and the two people holding the machine began to stuff them in one by one and mix them up.
Xiaoye was also awakened by the creaking sound, took off her glasses, rubbed her eyes, and turned her paws like a kitten.
While his colleague was shredding the paper, Xiao Xu handed Yanxi three evaluation reports and explained: "Mr. Yan, after experts from the three professional evaluation agencies Dingsheng, Willie, and Morgans, the evaluation report for your name located in Lize Business District The 1620 office buildings and shopping malls are estimated in detail, and they are valued at 1610 billion, 1580 billion, and [-] billion respectively.
The maximum difference between the three valuation results is 2.5%, which is in line with regulatory and policy requirements. If there is no further need, this will be used as the final valuation result.
According to the requirements of the China Banking and Insurance Regulatory Commission and the company's regulations, we will issue quotas based on the minimum risk exposure.
That is, the evaluation result with the lowest total amount is selected from the three evaluation results as the basis for the loan amount.
That is 1580 million.
The company leaders attached great importance to this project, and specially approved a [-]% mortgage rate.
That is, loans can be issued at 1580% of 70.00 billion, which is 1106 billion.
I don't know if Yan Zong has any comments or requests on this? "
hiss!So cruel!He thought he would take an average of the three.
Or remove the highest score, remove the lowest score, and cut off the head and tail to leave the median.
I didn't expect it to be the lowest price!
According to the highest valuation, the bank made a difference of 40 billion in the first step, which is really shameless.
I really want to sing Xue Zhiqian's "Actor" to Xiaoxu: "Easy!
The way to make bad money is simpler.
Please omit the progressive emotions, you are not an actor, don't design those plots! "
He clapped his hands and sighed, "Hey, all right, enough is enough."
Xiao Xu pointed to the bottom of the evaluation report and said, "If you have no comments, please sign on the last page, thank you."
Then he took out three more contracts and said: "This is a loan contract, one for you, one for our bank, and one for the regulatory agency.
According to the opinions of the company leaders, I have selected the most favorable interest and repayment method for you, please have a look. "
Yanxi opened it up and saw that the monthly interest rate is 2%, the annual rate is 24%, and the repayment period is 5 years.
The so-called interest first, then the principal means that the interest is paid every month, and the last interest and all the principal are repaid when the loan is due.
He quickly calculated in his head, 1106% of 2 billion, that is 22.12 billion per month, and the total interest for five years is 1327.2 billion yuan.
Uh... so in the long run, he turned out to be a negative man?
Hehe, what kind of discount is this?
Except for the interest before the capital, there is nothing preferential!
It is probably Xiao Huang's wishful thinking to keep the principal in Yanxi's hands to the greatest extent so that she can use the child to exploit her.
The lion surnamed Huang has such a big mouth!
He continued to look down, about early repayment: If the lender repays the loan month by month according to the contract, and the number of repayment months is not less than 12 months, the early settlement of the loan balance will not be considered a breach of contract. If the repayment period is less than 12 months, it will be regarded as a breach of contract if the balance of the loan is settled in advance, and a penalty of 10% of the total loan amount should be paid.
Depend on!This is simply biting his flesh bloody!
More cruel than the stock market!
If there was a free card in the reward just now, let this group of people eat dumb farts immediately!
He wanted to curse in his heart, but his plan had to move forward, so he had to smile.
Don't worry, no matter how much meat he eats now, it will be doubled back to them soon.
"Very good, I have no objection, just sign it directly?" He picked up his pen and got ready.
"Well, after you sign, our bank will submit the contract for review and reporting. It will take about three to five working days. After the contract is mortgaged, the loan can be released after the mortgage is completed." Xiaoxu explained.
Asiba!
The contract review will take three to five days, and the mortgage is estimated to take another day and a half. Doesn't it mean that the 12-digit number will not be in place until before the Spring Festival?
During this period, there is no way to pretend!
Hey, bear with it, Yanxi...
"I need to fill in the things myself, please take them and fill them out now. I will be very busy recently, and most of the follow-up work will be taken care of by Manager Ye. She is my favorite assistant." He pointed at Xiaoye, The heaviest burden in history fell on her shoulders with a bang.
After filling out a bunch of forms, Xiaoxu led him and Xiaoye downstairs and left.
Beep, Ouyang sent a message: "Brother, at seven o'clock in the evening, in the sky garden on the top floor of Zhonghua Zun."
Whoa!style!
Zhonghua Zun is the highest altitude of the imperial capital, and it belongs to CITIC Group. It is impossible for ordinary people to enter, let alone have dinner on the roof.
At least judging from the place he chose, Young Master Jiang is really a powerful person.
I wonder if the sky garden on the top floor is very windy?
The two walked to McLaren, Xiaoye was very calm and not surprised at all.
She picked up the suitcase with both hands and threw it at him: "Mr. Yan, here is your property right certificate."
He didn't mean to pick up the box.
If these things were brought home, Hua Mo would probably ask them all about it.
"Hold it for me. I will rent a safe at your bank tomorrow and store it in it. Keep it in there until you go through the mortgage procedures. As for why, you understand." He blinked at Xiaoye, "Go, I will send you home!"
(End of this chapter)